Home Savings Bank

Welcome to Home Savings Bank

At Home Savings our customers are our primary focus. You can depend on our services to be specific to you. We will work with you to help you achieve your financial goals.

Story Of Home Saving Bank

Your Financial Security Starts at Home

Serving the financial needs of our customers and community for over 81 years.

Home Building Association was founded on January 1, 1941 in Ludlow, KY.

10-31-1985: Main Office moved to current location 202 Elm St

01-01-1998: Changed Institution Name to Home Savings Bank, Fsb


Helping you find financial security from checking accounts, to mortgage loans and beyond.

Checking Account Services

Offering you a variety of outstanding checking account services to meet your specific needs. Explore our Home Standard, Small Business, and Gold Accounts.

Savings Account Services

It’s never too early or too late to start saving money. We offer numerous savings account options to help you reach your goals. Open an account and watch your money grow.

Mortgage Loan Services

Fixed-Rate, Adjustable Rate, Construction, Second Mortgage, Line of Credit, and Investment property mortgage loans are available at Home Savings Bank.

what our clients say

Great bank

Great bank! They work well with small businesses.

Jacob N

25+ Year Customer

I’ve been banking with Home Savings Bank for 26 years! I absolutely love how welcoming the (staff) girls are with each visit made. They are ALWAYS more than willing to help in any way possible with ALL of your banking needs! Not to mention that “home town feel” you get as you walk through the door! I LOVE the personalized experience I receive each time!

Kathryn L

Very friendly and personal

Very friendly and personal.. They like to know who’s banking with them. They make you feel that your business with them is important. Not to mention that you are important. I’ve never experienced that any other bank I’ve been to..

Christopher S.

our collaborators


Here to help with your banking needs

We want to help you reach your financial goals. If you have any questions or are ready to get started, please give us a call.