Home Savings Bank

Fixed Rate Mortgages

The following rates are effective September 01, 2023

Single Family Owner-Occupied – 85%LTV

Term

Rate

Points

APR

10 Years

6.00%

.50%

6.111%

15 Years

6.25%

.50%

6.329%

20 Years

6.50%

.50%

6.564%

30 Years

6.75%

.50%

6.799%

Special Mortgage Rates Single Family
Owner-Occupied First Time Homebuyer– 90%LTV

Term

Rate

Points

APR

30 Years

6.25%



.50%

6.321%

*The rates assume a 10-20% down payment and an anticipated lock period and closing date of 30-45 days out. The APR calculation assumes a loan amount of $50,000 plus origination as applicable.
*Rates are subject ot change without notice.

Adjustable rate loans, investment loans, land loans and construction loans available, call for quotes.

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