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Home Savings Bank offers you a variety of outstanding Checking Account Services from which to choose. There's one that's sure to meet your specific needs. Whichever account you select, you'll enjoy the convenience and easy acess to your money that a Home Savings Bank Checking Account provides!

THE HOME STANDARD™ ACCOUNT
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Requires initial minimum deposit of $100.00
· A fee of $5.00 will be charges any month that the account falls below $100.00.
· No per item charges.
· Statements are closed on the 10th of every month.
· This is an interest bearing account based on a variable rate. Interest is paid at the end of   every month.
· Free Debit/ATM Card.
· Your first order of checks is free.
· Home Standard™ Checking Account holders, age 55 and over, pay no fees - ever!

THE SMALL BUSINESS ACCOUNT
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Requires initial minimum deposit of $500.00.
· A fee of $50.00 will be charged in any month that the account falls below $500.00.
· No per item charges.
· Statements are closed at the end of every month.
· This is a non-interest bearing account.
· Free Debit/ATM Card.
· Your first order of checks is free.

THE GOLD ACCOUNT
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Requires initial minimum deposit of $1,000.00.
· There are no fees attached to this account. However, no interest will be paid in any month that the account falls below $1,000.00.
· No per item charges.
· Statements are closed at the end of every month.
· This is a "tiered" interest bearing account based on a variable rate. Account holders receive a higher interest rate while maintaining a daily balance of $5,000.00 plus, $10,000.00 plus and $25,000.00 plus. Interest is paid at the end of every month.
· Free Debit/ATM Card.
· Your first order of checks is free.